Investment without taking out a cent, it is from your KWSP account. As an investor myself, I find it give me good returns and even KWSP staff are also Public Mutual investors themselves, already a powerful testimony from a government body. The money can be taken out upon retirement. This is for long-term investment. If your investment is in cash, you can redeem the interest/profits within a week.
I signed up as a Unit Trust Consultant (UTC) recently as one of my plans in view of my retirement. The testimonies of the UTC motivated me.